Bank Deposit

How mobile deposit works

Advertised rate and APY are offered at the bank's discretion and may change daily. Return to content, Footnote 3 Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers. Depositing a big amount of cash that is $10,000 or more means your bank or credit union will report it to the federal government. The $10,000 threshold was created as part of the Bank Secrecy Act.

Explore these simple steps to deposit checks in minutes.

1. Download the Wells Fargo Mobile app to your smartphone or tablet.

Types Of Deposits In Bank

2. Sign on to your account.

3. Select Deposit in the bottom bar. Or, use the Deposit Checks shortcut.

1. Select an account from the Deposit to dropdown. If you have set up a default account, it will already be pre-selected.

2. If you want to create or change your default account, go to the Deposit to dropdown and select the account you want to make your default, then select Make this account my default.

1. Enter the check amount. Your account’s remaining daily and 30-day mobile deposit limit will also display on the screen.

2. Make sure the amount entered matches the amount on your check, and select Continue.

1. Sign the back of your check and write “For Mobile Deposit at Wells Fargo Bank Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).

2. Take a photo of the front and back of your endorsed check. You can use the camera button to take the photo. For best results, use these photo tips:

• Place check on a dark-colored, plain surface that’s well lit.

• Position camera directly over the check (not angled).

• Fit all 4 corners inside the guides on your mobile device’s screen.

1. Make sure your deposit information is correct, then select Deposit.

2. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit.

3. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.

Still have questions?

Bank Deposit Rates

Mobile deposit is only available through the Wells Fargo Mobile^® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.

Bank Deposit Slips

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